5 Reasons why you don’t want Obama  $30 Billion Aid to Small Businesses

1. The $30-billion fund will be run by the Treasury Department and be available to community banks to encourage lending to small businesses.  So big brother will still have his hands in it and have too much oversight. And small banks are encouraged “not” to lend.
   For example: If a bank increases its small-business lending portfolio by 2.5 percent, the dividend payment goes down to 4 percent and so on, for small banks; but the dividend payment increases to 7 percent if banks don't lend to small businesses.
2. Giving your business a loan will not help spur the economy. Small business needs more business.
3. Ninety-one percent of small business owners surveyed in August by the National Federation of Independent Business (NFIB) said all their credit needs were met. Only 4 percent cited a lack of financing as their top business problem. Plans for capital spending were at a 35-year low.
4. Obama has to bridge the gulf between money that's available and the needs of businesses. The NFIB survey found businesses don't intend to borrow until they have more customers.
5. "The crucial questions facing business owners are does it make sense to make an investment right now, and will it generate positive returns?"